An FDIC-insured financial institution offering a comprehensive range of banking, lending, trust, investment, and insurance services. They provide personal banking solutions including checking, savings, loans, CDs, and debit/credit cards, along with convenient online and mobile services. For businesses, they offer specialized checking, savings, lending, and various business services, including debit/credit cards and online banking.

The bank also specializes in home loans and agricultural banking, providing tailored checking, savings, and lending products for the farming community. Additionally, City State Bank's Trust & Investments division offers wealth management, trust and estate planning, employee benefits, private banking, and charitable foundation services. Their insurance services cover personal, commercial, agricultural, and life and health needs, working with a network of providers to ensure comprehensive coverage.