Since 1897, F&M Bank has been guided by a clear and enduring purpose: nurturing lasting relationships and helping people realize their best lives. For more than a century, this commitment has shaped who we are and how we serve, remaining the foundation of our values and approach to banking.

As the financial landscape continues to evolve, F&M Bank has embraced modern tools and technology while staying true to our relationship-focused mission. By combining innovative digital services with personalized support, we help our customers plan for the future, manage everyday finances, and pursue new opportunities because helping our customers achieve their financial goals isn’t just our purpose, it’s our business.