Heartland Bank and Trust Company is a community bank built on relationships, local commitment, and a long tradition of service. The Drake family arrived in Central Illinois in 1852 and established roots that still run deep. In 1920, M.B. Drake founded a small community bank in Cornland, Illinois. Through the generations, that same spirit of stewardship helped guide Heartland’s growth through changing times while keeping community needs at the center of every decision.

Headquartered in Bloomington, Illinois, Heartland serves customers in branches throughout Illinois, as well as eastern Iowa and eastern Missouri. In 2026, we merged with CNB Bank & Trust, N.A. and are proud to continue serving the Litchfield community. While our footprint has expanded, our focus remains the same: provide dependable banking with the care and attention you expect from people who know your community.

We believe banking is personal. Our team takes time to listen, understand what matters to you, and offer practical solutions that fit your life, family, farm, or business. You’ll find friendly, knowledgeable people who live and work in the communities we serve; the neighbors you recognize and trust.

Today, Heartland combines hometown service with the strength and capabilities customers expect from a modern financial institution. We’re proud to help individuals, families, and local businesses move forward with confidence. Our relationships give meaning to our work.