Rick Carpenter was born in Mesa, Arizona. He spent his early childhood years in Costa Mesa, California. At the age of eight, his family moved to Chandler, Arizona, where Rick stayed until adulthood.

Rick earned a bachelor's Degree in Finance from Arizona State University and a Juris Doctorate Degree from Concord Law School in Los Angeles. His emphasis of study in law school was health law. He uses this area of specialization to better assist his insurance clients.

Rick moved to Utah in 2010. He and his wife, Jacey, live in Salem. He has five children and ten grandchildren.

Rick is an avid photographer and a competitive golfer. Other interests include jet skiing and shooting sports.