The Apple Creek Banking Company opened its doors on

February 1, 1904.

Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders and our board of directors is made up of local business people.

Our profits and investments do not go to investors all over the country; they stay right here in the communities we serve.

As a true community bank, we are invested in our customers’ lives and will help our customers choose the products that best meet their needs. We are also actively involved in the communities we serve. Many of our employees are members or volunteers in local service and non-profit organizations.

In addition to offering a full line of consumer loan and deposit products, The Apple Creek Banking Company offers an array of business, commercial, and agricultural loans, such as commercial real estate, machinery and equipment, trucks and trailers, operating lines of credit, farmland and farm equipment, investment properties and much more. We offer flexibility, local decision-making, and competitive pricing. The bank has experienced commercial lenders within local markets who are eager to serve you.

As technology has opened up new banking delivery channels, the bank has kept pace by offering Internet Banking, Online Bill Pay, Mobile Banking, and Mobile Deposit. However, we pride ourselves in still providing quality personal service. In spite of all the past and present mergers eliminating local banks, our goal is to remain a strong, locally owned, growing independent community bank.

The future is bright for The Apple Creek Banking Company.