NBT Bank offers a full range of financial services and products, including checking accounts, savings plans, personal loans and investment services. Our customers have access to a number of convenient services, including telephone and Internet banking, bill payment and an extensive network of ATMs. We have more than 80 offices in upstate New York. Through our Pennstar Bank division in Pennsylvania, we have nearly 40 additional offices. Our service area covers almost 400 miles, from the Canadian border in the north to eastern Pennsylvania in the south.

Area branches located in Grand Gorge, Hobart and Margaretville.

NBT Bank is an independent, community bank based in Norwich, N.Y. We trace our roots back to 1856 when a group of business leaders in Norwich saw a need for additional banking resources in the community and came together to form a bank. We have a proud heritage of building long-term financial relationships with individuals, businesses and organizations, agricultural operations and local governments.